Signs an insurer is victim-blaming in dog attack situations

Anyone bitten or attacked by a dog knows how traumatic the experience can be. The last thing you need after this harrowing incident is to worry about the financial support you need to recover from your injuries.

While California law holds dog owners responsible for their dog’s actions, some insurance companies might try to dodge their obligations. They may dispute your claim by shifting the blame away from the dog owner and onto you in an attempt to pay less or nothing at all.

Insurers aim to protect their interests, not yours

If you have filed or are planning to file a personal injury claim, it is crucial to recognize victim-blaming tactics of insurance companies, such as:

• Downplaying your injuries: The insurance adjuster might say your injuries are not that severe or that they are not related to the dog bite.
• Focusing on your actions: Did you pet the dog? Did you run past it? Did you make any loud noises? Adjusters might try to use these questions to argue that you provoked the dog, even if your actions were harmless.
• Questioning why you were there: Even if you were on public property or had permission to be on private property, the insurance adjuster might try to argue that you should not have been there in the first place.
• Twisting your words: They might try to take your words out of context to make it seem like you are partially responsible for the attack.
• Pressuring you to accept a low settlement: Insurers often make low initial settlement offers, hoping you will accept out of desperation.

These tactics can leave you feeling confused, frustrated and doubting your experience. However, you do not have to stand for any of it.

Fighting for the compensation you deserve

Your recovery after a dog bite incident may heavily depend on the monetary payments a personal injury claim can provide to cover your medical expenses, income disruption and other losses. It is imperative that you continue your pursuit of this legal tool, regardless of the insurer’s approach toward your injury.

Working with a lawyer during this fight can help level the playing field against the insurer’s team of legal professionals. Your attorney can recognize and counter victim-blaming tactics and bring in other key authorities to strengthen your case if needed.

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