Getting Compensation After You're Injured in a Rideshare Accident
Compensation in a rideshare case is built from medical proof, wage records, and the insurance that applied at the moment of impact.Gather Your Records
Medical care is the most important part of your claim, and insurers measure an injury by these records. Remember that any gaps in your treatment give an adjuster an opening to argue that the crash did not cause you the injuries you're claiming for, and if you don't follow your treatment plan, you're opening yourself up to an accusation of making your own injuries worse.Ask every provider for records and itemized bills. Keep all your imaging reports, specialist referrals, physical-therapy notes, and records of prescriptions. If your injuries aren't simple, you'll also want a complete demand account for the future care your doctors are saying will be needed. You also need proof of all your lost earnings as well as lost earning capacity if you'll never be able to go back to work at the level you did before your injury.
Avoid Talking to Adjusters
Insurance companies providing rideshare insurance work especially hard to minimize their losses. An adjuster will often call quickly and ask for a recorded statement or a medical authorization, and the purpose of that call is to close the file at the lowest number the company can defend. A remark that you feel "better" or your signature on a broad release can be used against you. Nothing in California law requires you as an injured person to give the other side a recorded interview, and you should never do so until you've talked to a lawyer and the full extent of your injuries is settled.Find Out the Driver's Status at the Time of the Accident
There's a one million dollar insurance policy of primary coverage for personal injury and property damage on these rideshare drivers, and that applies from the moment a driver accepts a ride request until the ride is complete. When a driver is on the app and open to rides but hasn't actually accepted one, the limits are lower. If the driver wasn't on their app or working as a rideshare driver at all at the time of the accident, then they're just another driver, and their own personal car insurance policy applies. Your lawyer will help you figure out what the driver's actual status was.How Your Ontario, CA Car Accident Lawyer Builds Your Claim
Rideshare claims can stall all along the way. There can be disputes about whose policy applies, about your injuries and losses, or simply a constant run-around as everyone delays getting back to you and shifts blame.Talk to us at the Law Offices of Vondra & Hanna today for help and a free consultation. We serve the whole High Desert region and have recovered millions for California clients.